Blog
Practical, up-to-date explanations of the NIE, the mortgage, refinancing and tax for non-residents. Written by the people who handle these procedures every day, not by generic copywriters.
Mortgages & Banks
Spanish lenders can't read a UK or US credit score, and a first-time buyer's CIRBE file is empty. What Spanish law makes them check instead, and how to prepare.
Buying Process
A financing clause in a contrato de arras only protects your deposit if its deadline is realistic. What Spanish law actually fixes — the FEIN's 10-day minimum, 14 in Catalonia — and how to count backwards from it as a non-resident buyer.
NIE & Red Tape
A practical guide to the NIE for non-residents: what it is, the two routes to get one (the Spanish consulate in your country or directly in Spain), documents, costs, timings, special cases and the 5 mistakes that get applications rejected.
Ready to buy a home in Spain?
Find the right path in 90 seconds
Assistente Realdream
Mutuo, casa e burocrazia in Spagna
AI assistant: it can make mistakes. For decisions, check with the team.